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Personal Checking Accounts

Commercial Bank offers a variety of Checking products, making it easy to find the the perfect account to fit your needs.

Account Type Monthly
Maintenance
Fee
Balance to Avoid Monthly Maintenance Fee Interest Bearing Benefits
eChecking
(Environmentally Friendly Checking)
$10 plus $0.50 Per Paper Item over 4 At least one direct deposit per month No FREE: Online Banking/Bill Pay
– Paperless eStatements
Student eChecking1
(Environmentally Friendly Checking for Students Ages 18-25)
$0.50 Per Paper
Item over 4
N/A No FREE: Online Banking/Bill Pay
– Paperless eStatements
– No Direct Deposit Required
Personal Checking
(Standard Checking)
$7 $300 Minimum Daily Balance OR $500 Average Daily Balance No FREE: Online Banking/Bill Pay
– Unlimited Transactions
Executive Checking
(Interest-Bearing Checking)
$10 $1,000 Minimum Daily Balance OR $2,000 Average Daily Balance View Rates2 FREE: Online Banking/Bill Pay FREE: Money Orders
FREE: Official Bank Checks
– Unlimited Transactions
Executive 50 Checking3
(Interest- Bearing Checking for Those Age 50 and Over)
FREE N/A View Rates2 FREE: Checks for Life
FREE: Online Banking/Bill Pay FREE: Money Orders         FREE: Official Bank Checks -Discounts on Traveler’s Checks & Safe Deposit Boxes
Oasis Checking
(Ultimate Deposit Account With a High Interest Rate and All-In-One Convenience)
$25 $10,000 Minimum Daily Balance View Rates2 FREE: Oasis Checks for Life
FREE: Online Banking/Bill Pay FREE: Money Orders
FREE: Official Bank Checks
– Unlimited Transactions
– May Qualify for Premium Rates on CD’s and Loans
Personal Money Market
(Limitations May Apply4)
$15 $1,500 Minimum Daily Balance OR $2,500 Average Daily Balance View Rates2 FREE: Checks for Life
FREE: Online Banking/Bill Pay  – Check Writing Capabilities

Minimum opening balance is $100 unless otherwise stated. Monthly Maintenance Fee may be shown on your account statement as Service Charge.

¹No minimum opening balance required. Student eChecking is automatically converted to eChecking on 26th Birthday.

²Interest is compounded and credited monthly to the account. See current rate sheet for interest rates and APY.

³No minimum opening balance required. Personal and Executive Checking is automatically converted to Executive 50 checking on 50th birthday.

4Transaction Limitations: Federal regulations limit you to six “limited withdrawal” transactions per month. An excessive withdrawal fee will be assessed for each limited withdrawal transaction in excess of six per month. Withdrawals made in person, by mail, or through an ATM are not subject to this limitation.